African Americans, Hispanic Americans, and Social Security: The Shortcomings of the Heritage Foundation Reports : Executive Summary |
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20 percent 20-year-old white accounts to annuities actuaries found administrative costs Advisory Council African Americans African-American workers amounts Assumption average beneficiaries benefit payments CATHERWOOD LIBRARY Deputy Chief Actuary Disability Insurance Trust disproportionately divorced spouse earnings EBRI errors estimated expected number expected rates Gillingham goes for survivors Henry Aaron Heritage assumed Heritage authors Heritage failed Heritage Foundation Heritage methodology Heritage reports Heritage's Hispanic Americans imbalance individual accounts system Insurance Trust Funds January 15 low-income workers lower rates monthly benefit Old-Age and Survivors overstate Peter Diamond population portion of Social premium rates of return reaching 65 result Return for Hispanic return from Social Security disability benefits Security disability insurance Security retirement benefits Social Security actuaries Social Security Administration Social Security benefits Social Security disability Social Security provides Social Security retirement Social Security system Social Security's Rate Steve Goss substantially survivors benefits Survivors Insurance tax rates transition costs wages worker's benefit