Automobile insurance: hearings before the Subcommittee on Commerce, Consumer Protection, and Competitiveness of the Committee on Energy and Commerce, House of Representatives, One Hundredth Congress, second session |
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accident victims adjustors Allstate ALLSTATE INSURANCE COMPANY American Insurance Association ance assigned risk plan attorney auto insurance auto insurance rates auto plan auto repair auto theft automobile insurance average bad drivers benefits bodily injury body shops bumper carriers Chairman claims collision competitive consumers court coverage crash damage economic efficient expenses fact factors fault system Federal FLORIO fraud going HSIA INGHAM inspection insurance companies insurance industry insurance system involuntary Jersey KOPSICK lawsuits legislation look loss experience mandatory Maryland mechanism MERIN Michigan million motor vehicle Motor Vehicle Theft motorists no-fault system North Carolina paid Pennsylvania percent policyholders population population density premium dollar private passenger problems profits regulation reinsurance repair costs residual market result SNYDER statement subcommittee surance things tion tort underwriting unibody vehicle inspection verbal threshold voluntary market York
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Page 1 - HOUSE OF REPRESENTATIVES, COMMITTEE ON ENERGY AND COMMERCE, SUBCOMMITTEE ON COMMERCE, CONSUMER PROTECTION, AND COMPETITIVENESS, Washington, DC. The subcommittee met, pursuant to notice, at 10 am, in room 2322, Rayburn House Office Building, Hon.
Page 119 - Insurance is defined to be a contract, by which the insurer undertakes, in consideration of a premium, to indemnify the person insured against certain perils or losses, or against some particular event.
Page 227 - The Honorable James J. Florio Chairman, Subcommittee on Commerce, Consumer Protection, and Competitiveness Committee on Energy and Commerce House of Representatives The Honorable Henry A.
Page 140 - Lindahl, we are very pleased to have you here and look forward to your testimony.
Page 5 - But with high-powered cars and concrete highways, the probability that an accident—often the consequence of a fractional mistake in management— can and will be described accurately in court has become increasingly remote, especially where court congestion has delayed the time of trial.
Page 138 - Please do not hesitate to let me know if I can be of further assistance to you. "Sincerely, "HG TORBEBT, Jr., "Acting Assistant Secretary for Congressional Relations.
Page 137 - THE SUBCOMMITTEE ON COMMERCE, CONSUMER PROTECTION AND COMPETITIVENESS OF THE HOUSE ENERGY AND COMMERCE COMMITTEE OCTOBER 24, 1991 Ladies and gentlemen, my name is James Firman.
Page 224 - Chairman Subcommittee on Commerce, Consumer Protection, and Competitiveness US House of Representatives House Office Building Annex No.
Page 295 - ... sex, or blindness of an applicant or policyholder or for any arbitrary, capricious, or unfairly discriminatory reason. In the case of a cancellation of or refusal to renew a policy, provided the insured requests of the Commissioner that a review be undertaken of the insurer's action prior to the effective date of termination of the policy, and provided the Commissioner initiates action toward issuance of a finding in accord with section 234C, such policy shall remain in effect until such finding...
Page 295 - No insurer, agent or broker may cancel or refuse to underwrite or renew a particular insurance risk or class of risk except by the application of standards which are reasonably related to the insurer's economic and business purposes. At any hearing to determine whether there has been a violation of this section, the burden of persuasion shall be upon the insurer to demonstrate that...