Changes in Spending Patterns Following Unemployment |
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13 weeks actual amount spent adequate adjustments analysis analyzed Appendix Table Arizona basis beneficiary households beneficiary's unemployment benefit adequacy category bias changes in spending charity/gifts claimants clothing confidence intervals consumption defined differences divided Dollar Education equal expenditure categories fell following unemployment Food greater gross recurring household highest benefit adequacy Home Housing hypothesis importance included increase indicate interview ith individual larger least less Limit Loans lowest mean amount spent mean spending Median Medical ment month prior necessary obligated paid pattern payments percent percentage change percentage reductions persons preunemployment month prior to 13 prior to thirteen ranking ratio estimators recorded recurring household income Research sample mean sample ratio services/other seven categories simple spending cut standard standard error study group Support thirteen consecutive weeks thirteenth week total sample Transportation UI benefits unemployed Unemployment Insurance Unemployment Insurance Service University utilized weeks of unemployment zero