From Indemnity to Full Coverage: Changes in Hospital Utilization |
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1.96 or greater 12 months 1967 Represents experience 30 groups admission rate average length benefit change Blue Cross Association Blue Cross Reports change after change change Exp change in benefits change Mean co-insurance compared Conclusion Connecticut Blue Cross Contract charge control group coverage held covered creases Cross Reports Research days per 100 decrease deductible contracts deductible coverage degrees of freedom enter the hospital erage experience data experience Significance following the change full coverage future studies health insurance hospital utilization indemnity coverage inpatient length of stay lower utilization Maryland maternity services mean rate Michigan Hospital Service month following monthly months of 1967 needed utilization Number of admissions Number of groups number of individuals one-day stays overall participatory payment patient day rate Public Health Reports Research Series result Riedel sample second half six months prior Table tion Total exc twelve month period type of coverage types of health utilization rates vidual