Everyone's Guide to CreditThe most complete up-to-date book ever written on all aspects of credit. written in simple easy-to-read English, this book is extremely user friendly. This book will teach you, step by step, proven methods that you can use to manage your credit. The twenty-eight chapters include everything you need to know to establish credit, repair bad credit, handle bill collectors, deal with credit reporting agencies, where to get low cost credit counseling, how to avoid credit fraud, the laws of credit & how they apply to you, bankruptcy, & much more. Included are samples of all the form letters you'll need to use. Before you spend hundreds or even thousands of dollars on any credit counseling services, you must read this book. The book is also an excellent addition to anyprofessional library. |
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82 Stat 94 Stat account number action added Pub.L advertisement amount financed annual percentage rate applicable attorney balance bankruptcy banks billing cycle billing error Board cancel card issuer cardholder Chapter collection compliance comply computed consumer credit consumer reporting agency consumer's court credit bureau credit card credit history credit rating credit reporting company credit transaction Credit Union creditor or lessor debt collector debtor delinquent deposit determined disclosed disclosures required dispute end credit plan enforcement exempt extension of credit Fair Credit Federal Reserve System Federal Trade Commission fees finance charge garnishment lessee liability liens loan means notice notify obligation obligor obtain open end credit paragraph payable payment periodic rate person procedures purchase purposes pursuant reasonable regulation request requirement imposed rescission respect right to rescind security interest subchapter subscriber subsection term thereof Unit periods violation written