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SELECTION CRITERIA OF CORPORATE
BEHAVIOR OF AFFILIATE VERSUS INDEPENDENT
EFFICIENT ESTIMATION FOR AUDITORS
affiliate banks aggressive Aldon annual charges assets ASSIGN SAVEVALUE ASSIGN VALUE Bank Holding Companies Baylor Business Studies Book Review Burke cash management cent chain banks chain or holding Charles Moyer collection Dallas and Houston Dallas Banks deposit balances Development diversification dummy variable earnings Economic Emphasis Federal debt Federal Reserve Bank financial institutions financial manager float funds freed government debt GPSS growth growth stocks Henke Houston banks independent banks individual banks investment decision-making process investment philosophy investors Justin G liquidity loan-to-asset ratio lock-box problem lock-box system ment million monetary money manager multi-bank holding companies municipal bonds municipal securities open market operations ownership of public parameters Parsons pension fund administrators performance procedure public debt ratio estimation Reierson responses risk rural banks sample SAVEVALUE TABULATE securities market selection simulation smaller funds specify suburban banks survey Table United States Government VALUE GATHER STATISTICS Waco Walstein Smith William F