Viewpoints of the FDIC and select industry experts on deposit insurance reform: hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Seventh Congress, first session, October 17, 2001, Volume 4
13 pages matching testimony in this book
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accounts assets balances bank depositors bank failures Bank Insurance Fund bank regulators banking industry banks and thrifts basis points believe BIF and SAIF billion capital Carnell Chairman Bachus Chairman Powell cliff effect Congress corporate cost current system deposit insurance coverage deposit insurance funds deposit insurance limit deposit insurance reform deposit insurance system depository institutions Don Powell economic FDIC FDIC Board FDIC insurance FDIC's federal deposit insurance Financial Institutions financial services fund's reserve ratio hearing higher coverage limits increase indexing Institutions and Consumer insurance fund's reserve insured bank insured deposits issue legislation loss market discipline merged fund merger moral hazard municipal deposits Nolan North paid paying premiums proposal protection ratings rebates required reserve reserve ratio risk exposure risk profile risk-based premiums risk-based pricing risk-based system risky institutions Rowe Price safe institutions SPENCER BACHUS subprime lending Superior Bank taxpayers testimony Thank Treasury Assistant Secretary well-capitalized zero-premium amendment