Equal Credit Opportunity Act |
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5th Cir actual damages adverse action agency alimony attorney's fees award child support class action Clearinghouse co-sign consent judgment consent order consider Consumer Credit Protection court Cred credit applications credit card credit discrimination credit history Credit Opportunity Act Credit Reporting credit scoring system credit transaction creditor creditworthiness denial of credit denied credit ECOA and Regulation ECOA violation elderly applicants enforcement Equal Credit Opportunity evaluating exemption extend credit extension of credit factors Federal Reserve Board Finance FRB Official Staff Guide CCH husband infra itor judgmental system marital status married ment mortgage Motors Acceptance Corp N.D. Cal Nat'l Bank national origin notification obtain Official Staff Commentary out-of-pocket expenses payments person plaintiff prohibited basis public assistance punitive damages purpose credit program race refused separate maintenance Sess signature special purpose credit spouse's Staff Commentary ECO-1 sumer Supp supra tion Truth in Lending United