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Administration AFL-CIO amend audit bill Bob Packwood budget COBRA collective bargaining agreement Committee for Multiemployer Congress Congressional continuation coverage costs covered defined benefit DEFRA Director effective date employee benefit plans employee benefits employer contributions enacted enforcement ERISA preemption exemption Fall Conference FDIC federal fiduciary final regulations Frank Drozak Georgine group health plan health and welfare health benefits health insurance House income increase industry investment issues Jake West Labor Department legislation loans Medicare ment MPPAA multi multiem multiemployer health multiemployer pension plans multiemployer plans National Coordinating Committee NCCMP Chairman Robert NCCMP UPDATE pants payments PBGC Pension Benefit percent plan assets plan participants plan trustees plan's ployer preempted premium President United repeal require retirement revenues rules Senate Sigurd Lucassen single employer plans sion sponsors Subcommittee Supreme Court Tax Reform tiemployer tion tive urged vesting Welfare Benefits welfare plans withdrawal liability