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PRELIMINARY PROCEDURES AND HYPOTHESES
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assumed behavioral benefits Bikson borrower borrower's China Chinese collaborative competitive computer and communications context cost credit risk Daniel F Eastern Bloc economic effects electronic Engelbart equipment example expected experimental explanatory variables export subsidies field investigation firms force a default foreign Gutek implementation processes important improve incentives increase industries information systems information technology information-handling institute interactive information environments interest Kohler lender loans losses major Management Mankin marginal cost mixed strategy monopsonist monopsony nonpayment Office Automation optimal amount organizational outcome variable output participants payment pilot project planned research political risk predicted private sector problem procedures production Rand Corporation Rand's regression line relations relationship repayment rescheduling research agenda residual risk aversion risk-neutral Science Sino-Soviet social sociotechnical Soviet Union standard deviation strategic technical technological innovation Tornatzky triangle United vendor and user white-collar