Getting and Keeping Credit: Your Guide to Credit Cards and Credit Records |
Common terms and phrases
30 days agency American Bar Association amount you owe annual percentage rate apply for credit average daily balance bill in full billing cycle booklets borrow cash complaint Consumer Leasing Act copy cost and terms credit account CREDIT APPLICATION credit bureau credit card accounts credit card debt credit card issuers credit grantors credit history Credit Opportunity Act credit union creditor creditworthiness Dealing with Debt Debt Collection denied credit Deposit Insurance Corporation disclose discrimination Division for Public Equal Credit Opportunity example Fair Credit Reporting FDIC Federal Deposit Insurance federal law Federal Reserve System Federal Trade Commission finance companies FINANCE RATES free period income interest rate lender may ask lifetime cap line of credit loan marital status monthly payment Options percent product code number public assistance record requires lenders spouse State-chartered bank Suite telephone total finance charge Truth in Lending violations Washington write