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State and Private Carriers 13 Selfinsurance 14 Nonpar
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adjustment advertising agency agent amount ance application assets audit auditor automobile automobile insurance basis binder boiler brokers Bureau burglary cancellation cards Casualty Actuarial Society Casualty and Surety casualty insurance cent claim department classes classification commissions contract cooperative cost coverage deposit premium determine earned premiums effective employees expenses experience field filed hazards home office incurred individual risk insurance carriers insurance engineers investment issued law of large liability liability insurance license limited loss ratio loss reserve machinery ment method moral hazard National necessary operations organization paid pay roll payment period person policy-year policyholder practice premiums written present problem producers profit punch cards punched pure premiums rate-making rating laws reasonable records regulation reinsurance result schedule statement statistical stock carriers supervision surplus tabulating territory tion transaction underwriting unearned-premium reserve usually workmen's compensation insurance written premiums