Amendments to the Fair Credit Reporting Act: hearing before the Subcommittee on Consumer Affairs and Coinage of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred First Congress, second session, June 12, 1990
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Goldman Janlori staff attorney Privacy Project American Civil Liberties
Heuer Alan J sector executive Marine Midland Bank on behalf of
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addition adverse action Affairs and Coinage AFSA amended application banks believe broker CBA and ABA Chairman Lehman ChexSystems complaints concerns Congress Consumer Affairs consumer credit consumer reporting agency consumer's credit consumer's file copy correct cost CPSR credit bureaus credit card credit file credit grantors credit history credit information credit repair organization Credit Reporting Act credit reporting agencies credit scoring creditors customers direct marketing disclosure dispute enforcement ensure Equifax errors Fair Credit Reporting FCRA Federal Trade Commission Hiler Honorable Richard inaccurate information inquiries legislation loan Lotus Marketplace mortgage notice notify obtain offer opt-out payment permissible purpose PIRG practices prescreened list problem procedures prohibit proposed protection receive records reinvestigation reporting companies reporting industry request require response Schumer solicitation statement Subcommittee on Consumer subscribers subsection sumer testimony Trans Union transaction users violation VISA