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Cost Containment Approaches
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20 percent according added alternative AmeriTrust annual antitrust average B.F. Goodrich benefit plan bill Blue Cross Blue Cross-Blue Shield cafeteria plan changes Chevron claims coalition company's competitive containment measures contract copayment corporate cost containment coverage covered deductible delivery systems dental developed director doctors efforts employee benefit exercise expenses facilities fees Fitcorp flexible benefits fund HCHP health care costs health care providers health insurance health maintenance organization health plan hospital admissions incentive increase inpatient insurance benefits J.C. Penney length of stay malpractice medical plan Medicare membership million negotiated offered option Osenar out-of-pocket out-of-pocket expenses outpatient Owens-Illinois paid participating patients Pepsico physicians preadmission preferred provider organization premium problems procedures reduce reimbursement reported retirees review program savings self-insured smoking cessation surgery surgical TeamCare tion told BNA treatment unions utilization review workers