Health insurance demand and health risk management in rural China
Good health is widely believed to be intimately associated with economic growth and development. A number of governments of developing countries have been combating poverty and boosting development through providing adequate access to health care. However, developing countries have been constrained by the limited governmental revenue. Thus, additional resources should be mobilized through appropriate instruments. Health insurance is a highly practical instrument. However, health insurance in rural areas is problematic and the demand for private health insurance and community-based health insurance scheme is inadequate. Taking China as an example, this study estimates the demand for health insurance and analyzes the health risk management of rural households.
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Major Issues in Health Risk and Rural Development
An Overview of Chinas Health Care System
List of Tables
32 other sections not shown
adverse selection assets autarky average care-seeking cash income China Coefficient consumption cooperative medical scheme coping strategies costs of illness county hospitals coverage demand for health diseases Dongpo district due to illness economic elasticity enrolment rate expenditure extended family function Fushun gift and cash half co-payment health care financing health facilities health insurance policies health insurance scheme health risk health status household head hypothetical RCMS illness report impact indicators individual Jiange labor logit model marginal effects multinomial logit Nash equilibrium percent PHI policy policyholders premium private facilities private health insurance private transfers purchase rate quintile ratio relatives repeated game researcher resource mobilization respondents risk aversion risk coping risk pool risk sharing role rural areas rural cooperative medical rural health rural households seeking Shiqiao significantly town health centers urban user fees utility variables village health stations willingness to join Yanyuan Yuan ZEF survey 2002