The Medical Adviser in Life Assurance |
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according actuary affected alcoholic amount apoplexy appears applicant ascer assurance attention average bearing brain candidate for insurance cause cent chest condition consideration considered constitution consumption disease doubt duration dyspepsia England epilepsy estimate evidence exhibits existence expectation experience fatal favourable female following table fraud frequently give gout greater habits hæmoptysis hereditary influence hereditary taint hernia impaired important increase indications individual inquiry Institute of Actuaries insurance business insurance companies intemperance liver lives London males medical adviser medical examiner medical officer normal number of deaths observation occurred organs parents period person phthisis physician policyholder population premiums present proportion proposer pulmonary pulse question rate of mortality reader reference regarded respiration rheumatic rheumatic fever risk Robert Christison sanitary scarcely Scottish Widows scrofula scurvy shows Sir Gilbert Blane smallpox Society spirometer Spirometry statistics suicide symptoms syphilis tion tubercular vaccination vital capacity vital power Walford weight Willich
Popular passages
Page 78 - And it came to pass, whensoever the stronger cattle did conceive, that Jacob laid the rods before the eyes of the cattle in the gutters, that they might conceive among the rods. But when the cattle were feeble, he put them not in: so the feebler were Laban's, and the stronger Jacob's.
Page 78 - And he set three days' journey betwixt himself and Jacob : and Jacob fed the rest of Laban's flocks. And Jacob took him rods of green poplar, and of the hazel and chesnut tree ; and pilled white strakes in them, and made the white appear which was in the rods. And he set the rods which he had pilled before the flocks in the gutters in the watering troughs when the flocks came to drink, that they should conceive when they came to drink. And the flocks conceived before the rods, and brought forth cattle...
Page 67 - Do not drink wine nor strong drink, thou, nor thy sons with thee, when ye go into the tabernacle of the congregation, lest ye die : it shall be a statute for ever throughout your generations : and that ye may put difference between holy and unholy, and between unclean and clean ; and that ye may teach the children of Israel all the statutes which the Lord hath spoken unto them by the hand of Moses.
Page 17 - Nothing is more uncertain than the duration of life when the maxim is applied to the individual, but there are few things less subject to fluctuation than the duration of life in a multitude of individuals.
Page 32 - Second edition. Large crown 8vo. Cloth, price 7*. 6d, SMITH (Edward), MD, LL.B., FRS Health and Disease, as Influenced by the Daily, Seasonal, and other Cyclical Changes in the Human System. A New Edition.
Page 76 - Its origin is hereditary, like that of other diseases. ' For if a phlegmatic person be born of a phlegmatic, and a bilious of a bilious, and a phthisical of a phthisical, and one having spleen disease, of another having disease of the spleen, what is to hinder it from happening that where the father and mother were subject to this disease, certain of their offspring should be so affected also...
Page 172 - In cases of insurance a party is required not only to state all matters within his knowledge, which he believes to be material to the question of the insurance, but all which in point of fact are so. If he conceals anything that he knows to be material, it is a fraud ; but besides that, if he conceals anything that may influence the rate of premium which the underwriter may require, although he does not know that it would have that effect, such concealment entirely vitiates the policy.
Page 44 - ... and college students, candidates for civil service, and employees in all the different trades and industries where physical conditions are now being taken into consideration. So, in theory at least, it may be well said in support of the relationship of bodily measurements and vital functions "that the greater advance we may make in inquiries of this nature, the more perfectly is the law of proportion that governs the typical man demonstrated ; rendering it equally apparent how undue or imperfect...
Page 67 - The beer and wine drinker does not shorten his life frequently by excess, but there is scarcely a degenerative condition of the body that may not result from the abuse, or rather the habitual use, of ardent spirits...
Page 67 - Woe unto them that rise up early in the morning, that they may follow strong drink; that continue until night, till wine inflame them!