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accelerated arbitrages autumn of 1981 balance of payments Bank of Japan bills business activity cent Chart city banks consumer prices continued corporate financing corporate profits countries crude oil prices current-account decline decontrolled interest rates decreased deficit demand for funds developments domestic early autumn employees expenditures exports factors final demand financial institutions financial positions fixed investment foreign exchange foreign exchange market funds raised Gensaki growth rate imports income increase inflation initial budget interest rate functions inventory adjustment Japanese economy Labor large companies lending long-term government bonds mainly materials industry monetary policy money market rates money supply official discount rate outstanding balance overseas interest rates percentage points personal consumption postal savings prime rates processing industry ratio recovery reflected result rise second oil crisis secondary market yields Short-term Economic Survey slowdown small companies stability Statistics Survey subscriber yields surplus Table throughout 1981 transactions Trends trillion West Germany wholesale prices