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13 weeks 15 percent 66 and older aged 65 Alzheimer's disease Alzheimer's victim America's elderly area probability sample BC/BS become impoverished biomedical model Blue Cross Chapter chronic illness Committee on Aging Cross and Blue dementias disease outcome elderly in Massachusetts elderly income Elderly Out-of-pocket Costs ELDERLY OUT-OF-POCKET HEALTH elderly person elderly's health elderly's risk elders eligible Figure B-l financial model financial risk analysis Financing Administration Harvard Medical School HCFA health and long health care costs Health Care Financing Health Care Panel health care payments health risk home health House Select Committee impoverished within 13 income and assets income and liquid institutionalization living long term married couples Massachusetts analysis Medicaid began Medicare and Medicaid million number of weeks numbers of elderly nursing home Panel Study PERCENTAGE OF INCOM risk factors risk of impoverishment RISK The Elderly sample of housing Shield of Massachusetts spouse statewide area probability TABLE B-l Tennessee