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accommodation actuarial age of sixty-ﬁve aged non-pensioner amongst automation average basic bed-sitting room beneﬁts Birmingham birth-rate Bow Group bulge bungalows carmot century chronically sick cost Council dependent dividual domiciliary services Donald Gibson dwellings economic elderly workers employed employees employment England and Wales estimate expenditure fact factor ﬁeld ﬁfteen ﬁfty ﬁgures ﬁnal ﬁrms ﬁrst ﬁt ﬁve ﬂat fund geriatric Glasgow graph greater Group Literature hospital households housing important income increase keep old labour Liverpool married married couple means test medical advances ment million Ministry of Pensions National Assistance Board nursing occupational occupational therapy old age PAYE payments pension scheme pensionable age Peter Townsend population present principle private sector problems proportion relatives retirement age retirement pensions rigid retirement rise seventy seventy-ﬁve short-term shows signiﬁcance small homes society statistics suggested suitable survey tion Unilever warden’s women