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$5 million Alhadeff Appendix Arbitrary Local Group Arbitrary Market Groups Arbitrary National Group Arbitrary Regional Group Bank for City bank mergers Borrower and Lender borrower and loan Borrower Size Business Loan Survey City Location City of Baltimore City of Boston City of Chicago City of Kansas City of Minneapolis-St City of Philadelphia City of St city sample cluster analysis commercial banking Deleted Loans Distance Between Borrower distance classes Distribution of Bank Distribution of Borrower Distribution of Industry Distribution of Relative Final Cluster Groups frequency distributions frequency vectors geographic extents geographic market Groups for City Joint Distribution Kansas City Lender for City line of commerce loan cells Loan Size loan sizes Location of Bank Louis National Bank National Cluster Group nonlocal Number of Loans Philadelphia National Bank regional market Relative Distance service area Six Cluster Groups Size and Loan Size for City SMSA submarkets Table York