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33 weeks accident analyses ance apply arise attachment to insurable benefit days benefit formula benefit period benefit status circumstances claimant commercial insurance consequence contract of service days of benefit dependant desiderata determining employers event exclusion from benefit extent fact factors field of unemployment fields of insurance flat rate Hence inclusions and exclusions indemnity for loss indemnity period industrial employments insurable interest insurable-interest status insurance purposes insurancewise insured person less ment insurance moral hazards nature necessary non-insurable employment number of benefit number of weeks particular payment period of indemnity plan of insurance ployment principles of insurance procedure qualifying conditions rate of benefit rate of contribution rates of earnings ratio rule reasons receipt of benefit record of employment respects satisfactory scheme of insurance scheme of social scheme of unemployment short period sickness insurance social and economic social insurance sound specific terms structure and provisions tion unem unemployment insurance waiting period workmen's compensation