Affordable Housing: New Policies for the Housing and Mortgage Markets : a Twentieth Century Fund Report |
Contents
Introduction | 1 |
Chapter 2 The Magnitude and Distribution of Housing Demand | 13 |
The Supply and Demand for Mortgage Credit | 41 |
Copyright | |
10 other sections not shown
Common terms and phrases
agencies amortization annual assets average baby boom billion borrowing ceilings certificates changes construction countercyclical cyclical instability decade decline demand for housing demand for mortgage deposit accounts deposit flows deregulation disintermediation early economic effect existing home Federal Home Loan FHLBB FHLMC financial institutions first-time homebuyers FNMA funds gage GNMA growth management homeowners homeownership hous house prices household formation housing costs housing demand housing finance system housing market housing policy housing production housing starts housing stock housing units impact income increase inflation investment land land-use lenders loan-to-value ratio major median median household income ment MMDA mort mortgage credit mortgage instruments mortgage interest rates mortgage lending mortgage loans mortgage market mortgage originations mortgage rate negative amortization payment percent period population portfolio programs purchase reduce Regulation Q regulations rent control rental housing rise role Rosen scenario sector Source substantial Table thrift institutions tion trend trough