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The Pensions Palace
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Access adviser's annual annuity assets banks and building basic state pension beautiful pension best advice better bluff bluffers bond q.v. bonuses borrowed building societies capital gains tax Capital security cash cashbacks charges Check commission costs deposit accounts Direct debits discounts earnings employer endowment faceless monoliths Fees financial advisers financial institutions financial products financial services fixed period FSAVC fund management gilts give gold card guarantee higher rate IFAs improve your position Independent Financial Advisers inflation insurance companies interest rates investment trusts Klondike lend your money lender loan lock-in lose lump sum Money purchase schemes mortgage move National Savings occupational scheme OEICs offshore overdrafts paid palace payout penalties personal finance personal pension profit Protection rate tax retirement Risk of rip-offs SERPS shares single premium bond small print sold tax haven tax-free taxable Taxbusting taxman Tied agents unit trusts with-profits