H.R. 2856--Fair Credit Full Disclosure Act: hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, One Hundred Sixth Congress, second session, September 21, 2000, Volume 4
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Cannon Hon Chris a Member of the House of Representatives from
Twohig Peggy Assistant Director for the Division of Financial Practices
adverse action application Arader banks believe bill borrowers California Cannon Chairwoman ROUKEMA Congress Congressman Consumer Credit consumer reporting agencies consumer's credit consumers want context credit accounts credit bureau scores credit cards credit decisions credit file Credit Full Disclosure credit history Credit Reporting Act credit reporting agencies credit risk credit score disclosure credit scoring models creditors debt developed disclosure of credit E-Loan Equifax evaluate Experian factors Fair Credit Reporting Fair Isaac Fannie Mae FCRA FICO scores Ford Freddie Mac hearing homebuyers Honorable Marge Roukema important industry issue late payments legislation lenders lending decisions Madam Chairwoman MALONEY Marge Roukema mortgage brokers mortgage lending mortgage score PIRG PRATT provide consumers questions reason codes request risk scores risk-based pricing scores to consumers scoring systems Senator Schumer specific sub-prime sumer technologies Thank Trans Union TWOHIG types of credit understand