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acts and practices actual damages Affairs and Protection airbags airline passengers bill would prohibit bill would require Brodsky building code businesses Chapter 508 COMMITTEE ON CONSUMER Consumer Affairs Consumer Protection Board consumers are able consumers regarding credit card industry credit card issuers creditors customers debit card debt buyers deceptive acts derivatives clearing organization designated contract market disclosure Do-Not-Call enacted ensure that consumers false advertising faux fur federal free trial offers funeral account Gianaris identity theft increase consumer interest rate Internet Protocol issues labeled late payment law will require legislation mortgage or automobile notice to consumers Passed Assembly personal information Pheffer pool alarm preneed price gouging product recall protect consumers Radio Frequency Identification rental require debt collectors retailers safety cover Social Security number Sponsor Description sunscreen products swimming pools task force telemarketers telephone number toy safety universal default unsolicited advertisements Veto Memo violation Voice over Internet VoIP yo-yo waterball