An Analysis of Truth in Lending Simplification |
Common terms and phrases
Act and Regulation additional administrative enforcement allocational efficiency amended amount financed annual percentage rate Appendix apply April assessed billing error Board card issuer cardholder cash changes closed-end credit closed-end transactions Commentary provides comply computation Congress consumer advocates Consumer Leasing Act consumer protection court coverage credit balance credit card credit sale credit transactions creditor must disclose definition determine disclosure requirements downpayment Electronic Funds Transfer example excluded exempt federal law fees finance charge group of goals imposed inconsistent information protection interpretations involves Legal Services Corporation Lending Simplification loan obligation Official Staff Commentary old Act open-end credit plan outstanding balance payable periodic rate periodic statement person Reform Act Regulation Z Regulatory Analysis regulatory structure required disclosures rescission rights result revised Regulation right to rescind Section security interest seller Simplification and Reform Stat statutes total of payments Truth in Lending Truth-in-Lending Act violations