You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire

Front Cover
HarperCollins, 1997 - Business & Economics - 226 pages

It's Your Money. What Happens To It Will Directly Affect The Quality Of Your Life.

"You don't want to become a story in one of my books, and you don't have to," says financial advisor Suze Orman, who goes beyond the usual financial primer to describe how to safeguard your financial future, illustrated with stories of ordinary, real-life people who faced misfortune because of naivetÉ, procrastination, or misinformation. So that you can avoid making similar mistakes and so you an better protect the money you have earned and saved, Orman gives you this easy-to-understand guide to eight vital areas essential for your security and well-being. With simplicity and clarity, complete with resource lists and glossary, she covers:

  1. Choosing and assessing financial advisors.
  2. Trusts, wills, gifts, joint tenancy: Which is right for you?
  3. Early retirement: What to do and how to avoid penalties when receiving your retirement money.
  4. Joint and survivor benefits: Making sure you protect those you love.
  5. Long-term care insurance: How to choose the right policy and what you should pay for it.
  6. Estate taxes and probate costs: How to avoid them.
  7. Durable power of attorney: How it works and why you should have one.
  8. Minimizing expenses and maximizing income: getting the most for your health-care money; getting the most for your life.

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About the author (1997)

Suze Orman was born in Chicago, Illinois on June 5, 1951. She received a B.A. in social work from the University of Illinois at Urbana-Champaign in 1976. Before starting her own financial planning firm, she was an account executive at Merrill Lynch and a vice-president of investments for Prudential-Bache Securities. She is a columnist for Self magazine, a contributing editor to O: The Oprah Magazine, and hosts The Suze Orman Show. She has written several financial books including You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire; The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying; Women and Money: Owning the Power to Control Your Destiny; and The Money Class: How to Stand in Your Truth and Create the Future You Deserve. She received the National Equality Award from the Human Rights Campaign and the Amelia Earhart Award for her message of financial empowerment for women in 2008.

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