Retail deposit fees and multimarket banking
Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, 2005 - Business & Economics - 36 pages
11 pages matching deposit interest rates in this book
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account holder Adam Copeland Analysis Andrew Cohen April Asset Athanasios Orphanides ATM foreign fee ATM surcharge August automated teller machine bank fee bankís Barros branches Brian Sack brshare charge higher fees charged by single-market charged the account coefﬁcients Competition December deﬁned deﬁnition deposit interest rates deposit-related fees depositors depository institutions differences Economics Discussion Series Effects Egon Zakrajsek estimations Federal Reserve Board fees charged fees of single-market Finance and Economics ﬁnding Hannan and Prager imply Inﬂation inﬂuence institutionís insufﬁcient funds Kevin Moore large multimarket banks market banks market concentration Market Structure measure of concentration median mmshare Monetary Policy MSAs multimarket and single-market multimarket banks charge multimarket institutions November nsf fee October overdraft fee Park and Pennacchi Pennacchi 2005 percent positive and signiﬁcant prediction presence of multimarket Prices reﬂect relationship reported Retail Deposit Fees retail fees sample single-market banks single-market institutions statistically signiﬁcant stop payment Takeshi Kimura Timothy H yields