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advisory alignment analytic applications bank's budget business intelligence business objectives business processes challenges clients ClOs companies company's corporate cost country offices customers Data integration data quality data warehouse database decisions deploy Director e-mail Editor employees enterprise architecture environment executives fake fraud global network going implementation industry infrastructure Internet investment issues Lionbridge loan officers Mass.gov MassHousing MassHousing's ment Microsoft Mohamed Muhsin Muhsin Nasdaq O'Connor OLAP operations organizations outsourcing partners password PayPal PeopleSoft percent Performance Management phisher phishing phishing attack Polycom predictive Predictive Analytics problems programs real-time registered trademarks reporting requirements says senior service-oriented architecture solution spoof steering committees STRATEGIC DIRECTIONS tion Tony Scott users vice president Web service Windows Server Windows Server System Wolfensohn World Bank