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account holder accounts in multiples amortization amount association operations ASSOCIATION'S FINANCIAL STATEMENT associations may borrow Cash and government chartered associations ciations commercial banks Conservative appraisals December 31 Deposit Insurance Corporation dividend eleven Banks Federal charter Federal Deposit Insurance Federal Home Loan FHLB system financial institutions FSLIC funds government bonds Home Loan Bank income before Federal ings and Loan insured associations insured institution insured liabilities investment accounts June 30 lending liquidity position loan account loan asso loan associations Loan Bank system Loan Insurance Corporation loans on homes loans to veterans member savings ment monthly repayment mortgage loan investments multiples of $100 OPERATING EXPENSE Operating Income owner-occupied home OWNERSHIP STATUS payment percentage of loan regional Federal Home reserve banking system reserve ratios safety savers and investors savings accounts savings and loan SAVINGS ASSOCIATION'S FINANCIAL savings associations statement of condition tions Today total loan portfolio Veterans Administration withdrawals