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TECHNOLOG Y MONET A R Y THEOR
of Electronic Payments Technology
14 other sections not shown
agencies agents aggregate assets automated teller machine Berger cash chapter check float checks and credit cn cn Cobb-Douglas commercial banks competition computer rental cost function credit cards customers deposit insurance depository institutions deregulation dollar economies of scale effect elasticity of substitution electronic payments equation estimated F-statistics FDIC Federal Reserve System financial capital financial institutions financial services firms float benefits float costs funds Gilligan Horvitz Humphrey incentives increase innovation inputs interbank interest expense interest rate interstate banking Journal labor liabilities loans market value ments merchants MHFC million monetary base monetary policy money orders mortgage nonbank on-premise operations output payee payment methods payments instruments payments system payor production function quartile regulation regulatory restrictions retail risk taking sample scale and scope scale economies significant Smirlock structure Table technological change tion total costs Townsend translog traveler's checks user price variable wire transfer