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Convergence for European Union Accession
Banking Regulation and Supervision Lessons from
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apex Austria average balance of payments banka banking sector banking supervision banking system benefits billion capita GDP capital CEEC CEFTA countries cent of GDP Central changes commercial banks companies comparison concept corporate governance costs credits current account Czech economy Czech National Bank Czech Republic Czech Statistical Office decrease deficit domestic economic policy enterprises environmental ethical exchange rate external factors graph growth rate household Hungary impact important income increase individual industry inflation interest rates investment Komercni banka labour lnstitute lnvestment lPFs Maastricht Criteria macroeconomic market economies monetary policy monetary union ownership period plywood Poland political pollution Portugal price levels problem productive efficiency public choice regulation restructuring risk role share Slovakia Slovenia Source structure Sweden Table target tion trade transformation transition economies transmission mechanism trend unemployment voucher privatization wages welfare WllW