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ANALYTIC APPROACH AND ESTIMATION
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1985 Mental Health beneficiaries choice of PPO coefficients Contrast group diagnosis differences disorder effects of mental effects of PPO employee groups employee survey Employer D Employer enrolled Error Standard Error family coverage fee-for-service fee-for-service plans health Low mental High mental health Hosek and Marquis incentives indemnity plan enrollees indicator variable INTERCEPT level of mental LOGISTIC REGRESSIONS Low mental health lower cost sharing mental health services mental health status mental health visits non-PPO participants non-PPO providers number of mental OPTIONAL PPO outpatient medical outpatient mental health participation decision percent personnel records PPO and non-PPO PPO effects PPO mental health PPO option PPO or non-PPO PPO providers PPOs studied Preferred Provider Organization previous mental health previous PPO mental probability provider for mental provider panel Regression Results regular provider sample second post-PPO selection effects significant Standard Error Coeff status on PPO survey sample Table users of mental utilization review visits If previous