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Looking Back and Looking
A Welcome Anomaly in the Foreclosure Crisis
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afﬁliates amendments assessment areas assets bank branches bank CRA exams bank's bank’s banking services beneﬁt branches in LMI bundled discounts Cascade Health Solutions CD lending census tracts community development Community Reinvestment Act competitive conﬁdential court CRA Banks CRA performance evaluations CRA ratings CRA regulations credit needs Critical Mass declaratory judgment disclosure eviction remedy fair lending FDIC federal banking agencies Federal Reserve ﬁnancial services ﬁndings ﬁrst FOIA foreclosure foreclosure rates higher cost loans Home Purchase Loans Inner City Press intermediate small bank investment test Josh Silver large bank CRA large thrifts lenders lending and investment licensing LMI borrowers LMI census tracts LMI neighborhoods Marsico merger application NCRC Ofﬁce patent PeaceHealth percentage Populous MSAs post-amendment CRA exams pre-amendment CRA exams predatory lending Proportionality Provision redlining regulatory agencies SanDisk securitization signiﬁcant small bank CRA Speciﬁcally subprime lending subprime loans Subprime Mortgage supra note York Law School