Rand Report, Issue 3815Rand, 1989 - Research |
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Common terms and phrases
25 percent plan 50 percent 95 percent coinsurance adverse adverse selection attrition bias cost sharing deadweight loss demand for outpatient dollars dropouts effect of insurance enrollee episodes simulation model estimates examine the effect family cost-sharing plans financial burden financial risk free care plan free plan Health Insurance Experiment HIE plan income increase individual deductible plan initial mental health inpatient insurance coverage insurance generosity Keeler limit on out-of-pocket losses from moral MDE remaining mental health care mental health expenses mental health outcomes mental health services mental health status moral hazard multiyear risks optimal coinsurance rate out-of out-of-pocket costs out-of-pocket expenditures out-of-pocket expenses outpatient mental health outpatient psychotherapy percent coinsurance rate price response psychological distress psychological well-being psychotherapy visits pure 95 percent pure coinsurance plan RAND Corporation random refusal risk aversion risk pooling risk premium surance rate Table upper limit Valdez variance in out-of-pocket welfare loss