Credit card practices: unfair interest rate increases : hearing before the Permanent Subcommittee on Investigations of the Committee on Homeland Security and Governmental Affairs, United States Senate, One Hundred Tenth Congress, first session, December 4, 2007, Volume 4
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Janet Hard Consumer Freeland Michigan
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amount Annual Percentage Rate apply APR increase Balance Transfers Bank of America behavior billing statement Board Bonnie Rushing Card Services cardholder's cardholders Cash Advances Cashback change in terms change-in-terms Chase checks consumers credit bureau credit card account Credit Card Agreement credit card companies credit card debt credit card issuers credit card practices credit limit credit line credit report credit score customer's default disclosure Discover Card EXXONMOBIL Federal FICO score finance charges Glasshof going Hammonds Hard's higher interest rate hiked Hochschild interest rate increase Janet Hard late fee late payment lenders loan lower minimum payment month notice notify offer opt out procedure opt-out overdraft protection paid percent Permanent Subcommittee prime rate purchases received reduced reject repricing Revisions to Regulation risk risk-based pricing Schneider Schumer Box Senator Carper Senator Coleman Senator Levin Senator McCaskill Subcommittee on Investigations Thank told trigger