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accept agreement amount assignment authorize the Bank Automated Teller Machines bank check bank is liable bank's bearer bearer instrument blank endorsement Borrower cash certificate of deposit charge check drawn checking account collateral commercial paper contract corporation debt default deposit account depositor depository bank draft drawee bank drawer due course example Faith Estimate FDIC Fees funds guarantee hereby authorized hereunder holder in due insolvency instru interest Joe Consumer l.tl ll.M loan maker ment Miss Scarlet money order mortgage National banks negotiable instrument notice of dishonor Obligations officer order instrument overdraft paid party pay a check pay the instrument payee payor bank presented for payment promise to pay promissory note protest purchase receipt received Regional Federal Reserve restrictive endorsement settlement signature signed specified stop payment order strument thereof tion transactions types undersigned Uniform Commercial Code warranty words XYZ's account