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AARP alternative minimum tax American annual total returns annualized return annuity assets Average annual total bank bond funds broker capital gains cash CATEGORY AVERAGE charges and expenses companies complete information corporate cost deductible Distributor Dreyfus earnings federal Fidelity Fidelity Investments free prospectus fund's future results GEICO Global Growth Fund including management fees Income Fund interest rates International invest or send Investment return investors Janus Kiplinger Kiplinger's Personal Finance long-term ment Merrill Lynch million minimum month Morningstar mutual funds no-load no-load funds noner offer past performance PERSONAL FINANCE MAGAZINE portfolio principal value PROSCAR Read it carefully reinvestment return and principal risk Rowe Price sales charges savings says Scudder securities sell send money share price Standard & Poor's stock funds tax-free Templeton tion toll-free Ultra Service Value Line Vanguard volatility Warburg Pincus yield