Credit union regulatory improvements: hearing before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eighth Congress, second session, July 20, 2004
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authority banking industry banks and thrifts beneﬁts billion Chairman BACHUS charter commercial banks commercial lending Committee Congress Consumer Credit Credit Union Act credit union industry credit union members Credit Union Membership Credit Union Regulatory Credit Union Share CUMAA CUNA CURIA CuSOs deﬁnition depository institutions dual chartering FASB Federal Credit Union federal savings associations federally insured credit ﬁeld of membership ﬁnancial institutions ﬁnancial services ﬁrst Hearing on Credit Institutions and Consumer insured credit unions investment issue Jackson legislation limit member business lending member business loans Membership Access Act mergers NAFCU National Credit Union NCUA NCUA Board NCUSIF North Fort Myer percent proﬁts prompt corrective action Regulatory Improvements Act regulatory relief retained earnings risk risk-based safety and soundness Section serve Share Insurance Fund signiﬁcant small business speciﬁc statutory Subcommittee on Financial tax exemption total assets union member business Union Membership Access Union Regulatory Improvements vendors worth ratio worth requirements