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BANK SUPERVISION AND REGULATION
DUAL BANKING AS IT NOW EXISTS
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15 per cent American Bankers Association approved banks bank entry bank notes bank organizers Banking Act banking business Board of Governors borrowers branching capital cash and due Cash in vault CC F cent of demand charter applications chartered banks commercial banking Comptroller demand balances due demand deposits Deposit Insurance Corporation depositors dual banking system dual chartering duality due from banks entry into banking entry into commercial entry routes established examinations existence FDIC Federal agencies Federal charter Federal Deposit Insurance Federal Reserve member Federal Reserve membership Federal Reserve System free banking jurisdiction loan limit National Bank Act national bank charter national charter noninsured nonmember banks Number of banks O O O O operate permitted private banking Reserve member banks reserve requirements restrictive savings deposits state-chartered banks statutes Statutory 15 supervision supervisory authorities tion U. S. Government obligations unincorporated banks vault and demand vault and due Vault cash Washington workable competition