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active pay age of retirement allowance is granted allowance of $3000 amount Annuity Association Asso associated colleges associated institutions assumed assumptions available at age Available for allowances average pension basis Carnegie Corporation Carnegie Foundation carry colleges and universities commission elected to retire enabling the Foundation equity establish the Teachers expectations of teachers experience may indicate expert actuaries extent Foundation to fulfil free pension fulfil the expectations income institutions on November Insurance and Annuity June large but limited load maximum allowance minimum age November 17 number of teachers obligations payment of pensions pension system pensions to teachers present rules present value principles privilege of retirement privileges and expectations problem protection of teachers questions raised to 70 rate of separation reducing reserve fund retire at 65 retiring allowance teacher aged teacher at age Teachers Insurance TEACHING A STATEMENT thirty years hence thru tions trustees Twelfth Annual Report Voted Widows of teachers