The FHA Reform Act of 2010: Hearing Before the Subcommittee on Housing and Community Opportunity of the Committee on Financial Services, U.S. House of Representatives, One Hundred Eleventh Congress, Second Session, March 11, 2010 |
From inside the book
Results 1-5 of 10
Page 5
... Fannie Mae and Freddie Mac , has helped support liquidity in the purchase market , helping us ride through these difficult times . And with FHA financing 51 percent of African - American homes purchased in 2008 , and 45 percent of ...
... Fannie Mae and Freddie Mac , has helped support liquidity in the purchase market , helping us ride through these difficult times . And with FHA financing 51 percent of African - American homes purchased in 2008 , and 45 percent of ...
Page 15
... Fannie Mae , Freddie Mac , and other industry players do artificially inflates the value . Or , put another way , if a seller is going to sell a home , and their bottom line 15.
... Fannie Mae , Freddie Mac , and other industry players do artificially inflates the value . Or , put another way , if a seller is going to sell a home , and their bottom line 15.
Page 32
... Fannie Mae pilot program designed to reduce the disparity between minor- ity ownership and majority ownership in 2001. At the time , major- ity ownership was around 78 percent ; minority ownership was around 44 to 48 percent . One of ...
... Fannie Mae pilot program designed to reduce the disparity between minor- ity ownership and majority ownership in 2001. At the time , major- ity ownership was around 78 percent ; minority ownership was around 44 to 48 percent . One of ...
Page 33
... Fannie Mae and Freddie Mac have faced significant losses in re- cent years and have required a significant infusion of taxpayer dol- lars , these institutions ' critical role for minority home buyers can- not be underestimated . However ...
... Fannie Mae and Freddie Mac have faced significant losses in re- cent years and have required a significant infusion of taxpayer dol- lars , these institutions ' critical role for minority home buyers can- not be underestimated . However ...
Page 34
... Fannie Mae and Freddie Mac with lenders . If you increase that capital requirement , you get rid of a lot of the small players . We don't have the capital to qualify . And so we'll have to just be brokers , small warehouse lines or ...
... Fannie Mae and Freddie Mac with lenders . If you increase that capital requirement , you get rid of a lot of the small players . We don't have the capital to qualify . And so we'll have to just be brokers , small warehouse lines or ...
Common terms and phrases
actuarial review additional affordable annual MIP annual premium appraisal approval Association of REALTORS basis points budget buyers Chairwoman WATERS Commissioner Stevens Congress counselors Courson credit score default delinquency downpayment requirements enforcement ensure equity Fannie Mae Federal Housing Administration fees FHA borrowers FHA lenders FHA lending FHA loans FHA mortgage FHA program FHA Reform Act FHA-approved mortgagee FHA-insured FHA's FHA's capital reserves FICO scores finance first-time homebuyers foreclosure Freddie Mac going guidelines home price homeowners homeownership housing market HVCC impact implemented increase the annual indemnification Joseph Tracy Latino legislative LLPA loan correspondents loan performance loss mitigation million MMI fund Mortgage Bankers Association mortgage broker mortgage insurance premium NAMB National Association NCLR NCRC payment policy changes proposed Ranking Member Capito real estate reduce role seller concessions streamline refinance subcommittee subprime lending taxpayer testimony Thank underserved underwriting upfront premium worth requirement