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activities addition agency's alleged amended American consumers anticompetitive antitrust authority Biovail Colorado Commissioner Swindle committee common carrier companies competition Congress consent order consumer complaints consumer protection consumer reporting agencies cooperation credit reporting agencies criminal database deceptive spam Do-Not-Call drugs efforts FCRA Federal Trade Commission filed fraud and deception fraudulent FTC Act FTC staff FTC's ability gasoline prices hearing ID theft identity theft industry Internet investigation issues jurisdiction law enforcement law enforcement actions law enforcement agencies Leary legislative proposals lenders marketplace ment mergers million mission Mortgage Muris Office outreach patent practices problem prosecution protect consumers question reauthorization recent regulations request Response scams SCHAKOWSKY Sentinel settlement Shadegg share information spam spammer statute Stearns subcommittee sumer targets telecommunications telemarketing Thank Thompson tion unfair Unocal unsolicited commercial e-mail victims violations