Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring
Praise for Credit Risk Scorecards
"Scorecard development is important to retail financial servicesin terms of credit risk management, Basel II compliance, andmarketing of credit products. Credit Risk Scorecardsprovides insight into professional practices in different stages ofcredit scorecard development, such as model building, validation,and implementation. The book should be compulsory reading formodern credit risk managers."
"Siddiqi offers a practical, step-by-step guide for developingand implementing successful credit scorecards. He relays the keysteps in an ordered and simple-to-follow fashion. A 'must read' foranyone managing the development of a scorecard."
"A comprehensive guide, not only for scorecard specialists butfor all consumer credit professionals. The book provides the A-to-Zof scorecard development, implementation, and monitoring processes.This is an important read for all consumer-lendingpractitioners."
"This practical text provides a strong foundation in thetechnical issues involved in building credit scoring models. Thisbook will become required reading for all those working in thisarea."
"Mr. Siddiqi has captured the true essence of the credit riskpractitioner's primary tool, the predictive scorecard. He hascombined both art and science in demonstrating the criticaladvantages that scorecards achieve when employed in marketing,acquisition, account management, and recoveries. This text shouldbe part of every risk manager's library."