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29 per cent 40 hours 620 a month associations banks and insurance bonuses clothing workers collective bargaining system collectively agreed companies organised contributions towards pension costs Darmstadt Deckstein deutschen Wirtschaft DGB unions economic employment in Germany example extra hours extra pay Federal Labour Office Firstly flexible Frankfurt Declaration global competition holiday in-company India Industrial Trade Union information and services Institut der deutschen Klaus Zwickel labour law Lander latest technology long since ceased manufacturing membership merge merger Metal workers metal-working industry million unemployed minimum conditions negotiate wage old-age part-time older workers overtime pension insurance Postal workers production losses regional collective agreement SEPARATE TRADE UNIONS services society shipyard sick pay side Siemens smaller companies social security contributions strike summer survival teleworkers textile and clothing Trade Union Federation Trade Union Mining unemployment union members unions and employers unions and management wage level week western German wood and plastics workforce