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ability agencies apply assistance BOVBJERG Burkhauser capacity cash benefits Chairman SHAW changes claim management claimants Committee Congress cost countries coverage definition of disability determination process disability benefits disability determination disability policy disability rolls disability systems disability transfer disabled beneficiaries disabled workers early intervention Education Edward Berkowitz employers employment encourage evaluate experience federal disability programs focus hearing implemented Incentives Improvement Act individuals J.D. HAYWORTH limitations long-term disability MATSUI McCRERY median household income Medicaid Medicare ment months Netherlands Occupational therapy opportunities participation percent person physician potential private disability insurers private insurers private sector rates receive rehabilitation services Richard Baron secondary labor market Security Disability Insurance serious mental illness social insurance offices Social Security Administration Social Security Disability SSA's SSDI program staff statement strategy Subcommittee Supplemental Security Income Sweden Thank Ticket tion triage UnumProvident vocational rehabilitation workforce