Fair Deposit Availability Act: Hearing Before the Subcommittee on Consumer Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-eighth Congress, First Session on S. 573 ... September 28, 1983, Issue 37 |
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14 Days American Bankers Association American National Standards ANSI automatic teller machine bad checks Bank Administration Institute bank's Bankers Association banking industry believe bill cash check clearing check collection system checks deposited Citibank consumer costs customer's Dallas Days 10 Days Days 14 Days 5 Days delayed availability problems delayed funds availability deposit account Deposit Availability Act deposit holds depositary bank deposited checks deposited funds depository institution direct notification direct return disclosure electronic endorsement standard Fair Deposit Availability Federal Reserve Board Federal Reserve System financial institutions Government checks HATCH Hold On Checks hold periods impose issue legislation losses Madam Chairman MARTIN National Bank payment payor bank percent practice reasonable receives provisional credit regulations require response return items returned checks returned unpaid savings and loan savings institutions Senator D'AMATO Senator DODD Senator HAWKINS statement Subcommittee survey teller tion Truth-in-Lending uncollected funds Uniform Commercial Code WECHSLER York