A Contribution to the Medical Statistics of Life Assurance; With Hints on the Selection of Lives
This historic book may have numerous typos and missing text. Purchasers can download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1865. Excerpt: ... Sect. II.--The Personal History. Fro.'"the family we pass to the person 1. Age. Whether aged risks are on the whole 136 profitable to an Assurance Office, is hardly yet aAge decided point. My impression, derived from our own experience, would accord with the much larger experience of Dr. Begbie, that, commercially considered, they are unprofitable. The diseases which experience has shown to be most fatal to the aged, are--Apoplexy and Paralysis; Bronchitis, Pneumonia, and Diseases of the Heart; Diarrhoea and Dysentery--two belonging to the head, three to the chest, and two to the abdomen. It should be noted whether the general appearance 137 of the examinee agrees with the age stated in thenilis proposal; whether older or younger. The presence of an arcus senilis is an important test, not exactly of the age, in relation to the number of years an individual has lived, but rather of those he is likely yet to live. It might also be well to bear in mind the climac-138 teric periods of life, or the periods of commencing terice." decay. These vary much in different persons, andnods they were accordingly fixed by the ancients as occurring at the 21st, 49th, 63rd, and 81st years of life. It is doubtful whether any importance should be Vide Canton. On Arcus Senilis. (Hardwicke, Piccadilly). attached to this precise division and notation; but the general principle is true--namely, that there are periods of incipient decay, and that these may commence in youth, as well as in manhood or in age. The general symptoms are readily caught by an experienced eye--in the loss of energy in the movements; loss of expression in the countenance; loss of weight in the body; loss of the power of endurance, both moral and physical; loss of appetite; flabbiness of the muscles; wrin...
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