Service Area Approach: A New Horizon for Rural DevelopmentService Area Approach Is Intended To Bring About An Orderly And Planned Development Of Specific Villages Earmarked As Service Area For Rural And Semi-Urban Branches Of Commercial Banks Inclusive Of Regional Rural Banks. The Significant Feature Of This Approach Is That Stress Has Been Given For Credit Planning By Bank Branches At The Grass-Root Level And Their Direct Involvement In The Development Of The Assigned Service Area.Since, The Service Area Approach Is An Important Step To Involve Commercial Banks/Rural Banks In Rural Development At Grass-Roots Level In A Planned And Coordinated Manner, There Is An Urgent Need To Find Out The Impact Of This Scheme On Different Sectors Of The Economy For Whose Benefit The Schemes Was Planned And Implemented.The Present Investigation Is An Attempt To Evaluate The Working Of Service Area Approach Scheme In Non-Tribal, Semi-Tribal And Tribal District Of Rajasthan. |
Contents
Genesis and the Concept of Service Area Approach | 9 |
Identification of the Service Area and Allocation | 22 |
Survey of Villages Under Service Area Approach | 75 |
Copyright | |
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100 Achievements 100 Dungarpur 100 Udaipur 25 villages A/C Amt ACP's activities agriculture sector Allahabad Bank Allocation of Villages amply achieved Annual Credit Plans Area Approach Scheme area credit plans bank branches Bank of Baroda Bank of India Bank-wise Allocation beneficiaries Block Level Block-wise borrowers branch managers cent co-operative banks commercial banks credit agencies DBRRB Dena Bank disbursement Districts Yes Dungarpur district financial institutions financial targets Gogunda hectares implementation infrastructure IRDP Kherwara Kumbhalgarh lacs Lead Bank Officer Lead Bank Scheme lending MAGB Mavli Mewar monitoring NABARD percentage of achievement performance physical targets programme Punjab National Bank Rajsamand and Dungarpur Rajsamand district RBI norms Regional Rural Banks Rural Development Sagwara Salumber SBBJ Sector-wise Service Area Approach service area credit SSI Tertiary Total Table tertiary sector three districts total advances Total Rajsamand Udaipur and Dungarpur Udaipur district village credit plan village profile Yes No Total