Service Area Approach: A New Horizon for Rural Development
Anmol Publications Pvt. Limited, Jan 1, 2001 - Rural credit - 290 pages
Service Area Approach Is Intended To Bring About An Orderly And Planned Development Of Specific Villages Earmarked As Service Area For Rural And Semi-Urban Branches Of Commercial Banks Inclusive Of Regional Rural Banks. The Significant Feature Of This Approach Is That Stress Has Been Given For Credit Planning By Bank Branches At The Grass-Root Level And Their Direct Involvement In The Development Of The Assigned Service Area.Since, The Service Area Approach Is An Important Step To Involve Commercial Banks/Rural Banks In Rural Development At Grass-Roots Level In A Planned And Coordinated Manner, There Is An Urgent Need To Find Out The Impact Of This Scheme On Different Sectors Of The Economy For Whose Benefit The Schemes Was Planned And Implemented.The Present Investigation Is An Attempt To Evaluate The Working Of Service Area Approach Scheme In Non-Tribal, Semi-Tribal And Tribal District Of Rajasthan.
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Genesis and the Concept of Service Area Approach
Identification of the Service Area and Allocation
Raj samandUdaipur and Dungarpur districts
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100 Dungarpur 100 Udaipur activities agriculture sector Allahabad Bank Allocation of Villages amply achieved Annual Credit Plans Area Approach Scheme area credit plans bank branches Bank of Baroda Bank of India Bank-wise beneficiaries Block Level borrowers branch managers cent co-operative banks commercial banks convener CQ CQ credit agencies crop loans DBRRB Dena Bank disbursement Districts Yes Dungarpur district Dungarpur districts respectively financial institutions financial targets fN fN Gogunda hectares implementation infrastructure IRDP Kumbhalgarh lacs Lead Bank Officer lending MAGB Mewar monitoring NABARD oo oo percentage of achievement physical targets priority sector programme Punjab National Bank Rajsamand and Dungarpur Rajsamand district RBI norms recovery reported SBBJ SC/ST Service Area Approach service area credit Table tertiary sector three districts total advances Total Rajsamand Udaipur and Dungarpur Udaipur district village credit plan village profile Yes No Total